Payments · No MoR
Every way buyers pay. Your accounts.
Connect your own Stripe, PayPal, Mollie, Square, SumUp, Cash App, Venmo, plus crypto via Cryptomus, OxaPay, NowPayments or direct wallets. Payouts land where you say. Shoppex never holds the funds.
Fiat
Nine PSPs. Your credentials.
Every gateway is a bring-your-own-account integration. You paste API keys, Shoppex encrypts them, payouts land in your accounts. No Shoppex sub-merchant, no platform takeoff on gross, no MATCH-list risk inherited from a shared MID.
- StripeCards · 3DS · Connect
- PayPalPayPal Commerce
- PayPal F&FFriends & Family (zero fee)
- MollieSEPA · iDEAL · Bancontact
- SquareCards · POS · Cash App
- SumUpCards · EU + UK
- PandabaseHigh-risk friendly
- Cash AppUS peer payments
- VenmoUS peer payments
Plus aggregator integrations (Shopify checkout handoff, BTCPay Server, manual rails) and more on the way. Need a provider we don't list? Ping us on Discord.

Crypto
Four rails. Your wallets or theirs.
Three merchant providers (Cryptomus, OxaPay, NowPayments) or bring your own wallet addresses for direct settlement. Live fiat rates locked per attempt, 15-minute payment window. Underpaid invoices auto-complete within 1% shortfall, otherwise open for manual review.
- CryptomusMerchant API · 100+ coins
- OxaPayLower fees · merchant API
- NowPaymentsMerchant API + White-Label fallback
- Direct walletsBYO addresses, no third party
Checkout
One engine. Three surfaces.
Same fraud rules, same gateway routing, same brand tokens — three ways to ship the buyer to a successful purchase.
- Hosted checkoutOn your domain, styled by Style Center. Full mobile + desktop, fraud rules pre-rendered.
- Embedded modalOne <script> tag, modal opens over any HTML page. Cart in localStorage, survives reloads.
- Invoice linkSigned link by email or DM. Buyer pays with any gateway, receipt auto-renders on success.
Why operators pick Shoppex
Not a payment processor. A control plane.
- No merchant of recordYou connect your accounts. Payouts hit you directly. No platform fee on gross, no MATCH-list risk inherited from a shared MID.
- Smart routingPer-buyer-country gateway eligibility, automatic fallback when a provider declines. Fee preview before submit.
- Underpaid recoveryCrypto buyer sends 0.4 BTC for a 0.5 BTC invoice — Shoppex auto-completes within 1% shortfall, otherwise opens manual review.
- Idempotent + signedEvery payment intent is idempotent. Every webhook is HMAC-signed. Replay-protection headers, exponential backoff retry.
Connect your first gateway in 60 seconds.
No platform fee. No MoR. Your accounts, your payouts, your data.